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Stupid Americans |
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doug 
King of the One Liners 
Just My opinion Joined: 31/January/2004 Status: Offline Points: 32701 |
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 Posted: 20/February/2005 at 2:34pm |
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My problem is more more city folk moving in. Most have never heard of cash or cheque. They live in a plastic world.
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Just My opinion
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Superglide Ken
Grand Potentate 
SGK Joined: 17/March/2004 Location: Canada Status: Offline Points: 4868 |
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Posted: 20/February/2005 at 4:46pm |
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Cards that you deal on the phone with run 4.5%. Visa adds an additional 2% on, on top of that for the US $ to Cdn $ exchange. Thus 6.5%. The average business on sees 10% to 12% margin, so visa is taking more than half the profit. I have had enough of it.
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Inventor of the Teflon Wand Glide and the Turboteck Rotary Air Duct Cleaners for TMs.
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doug
King of the One Liners
Just My opinion Joined: 31/January/2004 Status: Offline Points: 32701 |
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Posted: 20/February/2005 at 5:51pm |
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What are you saying that your are retiring?
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Just My opinion
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Superglide Ken
Grand Potentate
SGK Joined: 17/March/2004 Location: Canada Status: Offline Points: 4868 |
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Posted: 20/February/2005 at 9:02pm |
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No, just going to take the dealers checks instead of their visa.
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Inventor of the Teflon Wand Glide and the Turboteck Rotary Air Duct Cleaners for TMs.
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doug
King of the One Liners
Just My opinion Joined: 31/January/2004 Status: Offline Points: 32701 |
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Posted: 20/February/2005 at 9:04pm |
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I can remember dealing with co. where if you wanted to pay by visa they just added it on.
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Just My opinion
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Superglide Ken
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SGK Joined: 17/March/2004 Location: Canada Status: Offline Points: 4868 |
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Posted: 20/February/2005 at 9:08pm |
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That is illegal and would break the merchant agreement if you did it. Funny that you can say that you will give a discount for cash or cheque though.
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Inventor of the Teflon Wand Glide and the Turboteck Rotary Air Duct Cleaners for TMs.
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PadMan
Dr. Low Moisture 
http://ccsop.com Joined: 11/March/2004 Location: United States Status: Offline Points: 1032 |
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Posted: 20/February/2005 at 9:27pm |
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I deal in Visa and M/C, American Express etc everyday I pay under 3% TOTAL. Must be a Ken thing.
Funny thing is Ken, your figures NEVER seem to match up with every elses. hummmm |
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Converting HWE customer to VLM customers for 30 Years!
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Superglide Ken
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SGK Joined: 17/March/2004 Location: Canada Status: Offline Points: 4868 |
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Posted: 20/February/2005 at 9:53pm |
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No, it is a different company called Monaris that charges higher rates than in the USA, John. Down there, you actually have competition between Visa providers that keeps rates down. In Canada, we have no competition to do that. That is the difference.
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Inventor of the Teflon Wand Glide and the Turboteck Rotary Air Duct Cleaners for TMs.
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MR. STEAMER
True Patriot 
Only in the GTA Joined: 03/March/2004 Location: Canada Status: Offline Points: 14544 |
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Posted: 20/February/2005 at 11:46pm |
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I have never heard of 6.5% for visa or M/C... amex 5% yes... you must run it through paypal or something
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www.mr-steamer.com
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Steaminpile
Master Carpet Cleaner
Joined: 04/February/2004 Location: Canada Status: Offline Points: 1150 |
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Posted: 21/February/2005 at 12:01am |
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I hate plastic
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A.K.A.
Andy |
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doug
King of the One Liners
Just My opinion Joined: 31/January/2004 Status: Offline Points: 32701 |
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Posted: 21/February/2005 at 8:25am |
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Teh dollar is worth more in Calgary. It cost to convert into western dollars?
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Just My opinion
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surroundings
Journeyman 
Joined: 27/June/2004 Location: Australia Status: Offline Points: 243 |
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Posted: 21/February/2005 at 8:26am |
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There's always direct deposit...
Many of my commercial customers prefer this now-a-days. I love it too!!! Cheers, Allen |
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Superglide Ken
Grand Potentate
SGK Joined: 17/March/2004 Location: Canada Status: Offline Points: 4868 |
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Posted: 21/February/2005 at 1:02pm |
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Steamer: It is 4.5% for those merchants that use manuel paper deposits like I do. The other 2% you would never see if you don't deal in US$ like I do, because they add it on to the exchange rate charged at the time of purchase. This extra 2% is not charged if you got the money by check instead.
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Inventor of the Teflon Wand Glide and the Turboteck Rotary Air Duct Cleaners for TMs.
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MR. STEAMER
True Patriot
Only in the GTA Joined: 03/March/2004 Location: Canada Status: Offline Points: 14544 |
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Posted: 21/February/2005 at 1:58pm |
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so why would you do it manuel deposit??? isn't Tele deposit much better and save some percentage points????
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www.mr-steamer.com
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