Need Business Insurance
Printed From: Carpet Cleaning Forum
Category: Carpet Cleaners Discussion
Forum Name: Carpet Cleaners Hangout
Forum Description: General discussion on anything related to carpet cleaning
URL: https://www.kleenkuip.com/forum/forum_posts.asp?TID=1877
Printed Date: 13/August/2025 at 12:26pm
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Topic: Need Business Insurance
Posted By: Best-Dry-1
Subject: Need Business Insurance
Date Posted: 14/August/2005 at 4:57pm
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I am just putting a Dry Carpet Cleaning company together in WA State, and I'm having a snag finding any agents that will send me even the most basic business insurance quotes. Any suggestions or referrals would be greatly appreciated.
------------- Robert |
Replies:
Posted By: Adwa
Date Posted: 04/September/2005 at 7:39am
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No one answered you post Robert...........I'm sure someone here knows a little about business insurance.........Lets try to bring this post forward and see what happens. ------------- The Following Statements do not Necessarily Reflect the Views of this Forum Network http://www.kleenkuip.com - http://www.kleenkuip.com |
Posted By: cmaster
Date Posted: 04/September/2005 at 9:39am
You need an answer from an American. Insurance set up is different here
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Posted By: jtuseo
Date Posted: 08/December/2005 at 5:25pm
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Call State Farm they are very Gully ------------- WWW.PREFERREDCARPETCLEANING.COM |
Posted By: nightrider
Date Posted: 08/December/2005 at 7:54pm
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You and your Gully..................... Nightrider |
Posted By: SSDB
Date Posted: 26/January/2006 at 1:30am
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I'm guessing that this is the definition of gully. I have no idea and actually on this board is the first time I ever heard it used in the context it's being used here.
http://www.urbandictionary.com/define.php?term=gully&defid=1 13285#113285 Isn't a gully: http://www.google.com/search?num=100&hl=en&hs=HNf&lr=&client =opera&rls=en&oi=defmore&defl=en&q=define:gully Guess I'm not up on the latest slang. |
Posted By: Michael
Date Posted: 26/January/2006 at 4:19am
| Last I checked State Farm, you need to be in business two years before they'll insure you. Once you've filed your business license, though, you should be getting plenty of junk mail offering you insurance. |
Posted By: Revee
Date Posted: 26/January/2006 at 6:47am
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e-mail John Rowland at CRB Insurance His e-mail is Johnr@crbins.com He's in Wisconsin, don't know for sure if he'll be able to help you. I started up using low moisture foam from Von Schrader in late Nov and could not find any local agents who would touch carpet cleaning. They all said it was a specialty insurance, and wanted someone who had been in business for a few years to underwrite. John got me two options. I think the company I went with is Allied something or other, but there was another also. Don't know if they would underwrite your particular method of dry carpet cleaning but it's worth a try. If you contact John, tell him I referred you (Bill Daviet, On Time Cleaning of Pa). Funny thing about general business liability. It does NOT cover damage to your customers carpet or upholstery if you do the cleaning wrong. That's consisdered your risk. It does, however, cover things like a customer tripping over your power cord, backing your van up over their prized begonias, etc. However Allied offered a small amount of additional protection for only a few $$, which covers $6k per year of carpet or upholstery. You may never need it but it's just another marketing tool to tell your customers when you mention you are fully covered. Good luck. |