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  <title>Carpet and Floor Cleaning Industry Chat Forum : Need Business Insurance</title>
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   <title><![CDATA[Carpet and Floor Cleaning Industry Chat Forum]]></title>
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   <title><![CDATA[Need Business Insurance : e-mail John Rowland at CRB Insurance...]]></title>
   <link>https://www.kleenkuip.com/forum/forum_posts.asp?TID=1877&amp;PID=61764&amp;title=need-business-insurance#61764</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.kleenkuip.com/forum/member_profile.asp?PF=657">Revee</a><br /><strong>Subject:</strong> 1877<br /><strong>Posted:</strong> 26/January/2006 at 6:47am<br /><br />e-mail John Rowland&nbsp;&nbsp; at CRB Insurance&nbsp;&nbsp; His e-mail is Johnr@crbins.com<br><br>He's in Wisconsin, don't know for sure if he'll be able to help you. Istarted up using low moisture foam from Von Schrader in late Nov andcould not find any local agents who would touch carpet cleaning. Theyall said it was a specialty insurance, and wanted someone who had beenin business for a few years to underwrite.<br><br>John got me two options. I think the company I went with is Alliedsomething or other, but there was another also. Don't know if theywould underwrite your particular method of dry carpet cleaning but it'sworth a try. If you contact John, tell him I referred you (Bill Daviet,On Time Cleaning of Pa).<br><br>Funny thing about general business liability. It does NOT cover damageto your customers carpet or upholstery if you do the cleaning wrong.That's consisdered your risk. It does, however, cover things like acustomer tripping over your power cord, backing your van up over theirprized begonias, etc. However Allied offered a small amount ofadditional protection for only a few $$, which covers $6k per year ofcarpet or upholstery. You may never need it but it's just anothermarketing tool to tell your customers when you mention you are fullycovered.<br><br>Good luck.<br>]]>
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   <pubDate>Thu, 26 Jan 2006 06:47:33 +0000</pubDate>
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   <title><![CDATA[Need Business Insurance : Last I checked State Farm, you...]]></title>
   <link>https://www.kleenkuip.com/forum/forum_posts.asp?TID=1877&amp;PID=61763&amp;title=need-business-insurance#61763</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.kleenkuip.com/forum/member_profile.asp?PF=466">Michael</a><br /><strong>Subject:</strong> 1877<br /><strong>Posted:</strong> 26/January/2006 at 4:19am<br /><br />Last I checked State Farm, you need to be in business two years beforethey'll insure you. Once you've filed your business license, though,you should be getting plenty of junk mail offering you insurance.]]>
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   <pubDate>Thu, 26 Jan 2006 04:19:10 +0000</pubDate>
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   <title><![CDATA[Need Business Insurance : I&amp;#039;m guessing that this is...]]></title>
   <link>https://www.kleenkuip.com/forum/forum_posts.asp?TID=1877&amp;PID=61758&amp;title=need-business-insurance#61758</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.kleenkuip.com/forum/member_profile.asp?PF=716">SSDB</a><br /><strong>Subject:</strong> 1877<br /><strong>Posted:</strong> 26/January/2006 at 1:30am<br /><br />I'm guessing that this is the definition of gully.  I have no idea and actually on this board is the first time I ever heard it used in the context it's being used here.<br /> http://www.urbandictionary.com/define.php?term=gully&defid=1 13285#113285<br /><br /><br />Isn't a gully:<br /> http://www.google.com/search?num=100&hl=en&hs=HNf&lr=&client =opera&rls=en&oi=defmore&defl=en&q=define:gully <br /><br />Guess I'm not up on the latest slang.]]>
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   <pubDate>Thu, 26 Jan 2006 01:30:02 +0000</pubDate>
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   <title><![CDATA[Need Business Insurance : You and your Gully..................... ...]]></title>
   <link>https://www.kleenkuip.com/forum/forum_posts.asp?TID=1877&amp;PID=58175&amp;title=need-business-insurance#58175</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.kleenkuip.com/forum/member_profile.asp?PF=72">nightrider</a><br /><strong>Subject:</strong> 1877<br /><strong>Posted:</strong> 08/December/2005 at 7:54pm<br /><br /><P><FONT size=3>You and your Gully.....................</FONT></P><P><FONT size=3> &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp;&nbsp; &nbsp;&nbsp;<FONT color=#ff0000>&nbsp;&nbsp;&nbsp; Nightrider</FONT></FONT></P>]]>
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   <pubDate>Thu, 08 Dec 2005 19:54:09 +0000</pubDate>
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   <title><![CDATA[Need Business Insurance : Call State Farm they are very...]]></title>
   <link>https://www.kleenkuip.com/forum/forum_posts.asp?TID=1877&amp;PID=58134&amp;title=need-business-insurance#58134</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.kleenkuip.com/forum/member_profile.asp?PF=627">jtuseo</a><br /><strong>Subject:</strong> 1877<br /><strong>Posted:</strong> 08/December/2005 at 5:25pm<br /><br />Call State Farm they are very Gully]]>
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   <pubDate>Thu, 08 Dec 2005 17:25:45 +0000</pubDate>
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   <title><![CDATA[Need Business Insurance : You need an answer from an American....]]></title>
   <link>https://www.kleenkuip.com/forum/forum_posts.asp?TID=1877&amp;PID=47976&amp;title=need-business-insurance#47976</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.kleenkuip.com/forum/member_profile.asp?PF=11">cmaster</a><br /><strong>Subject:</strong> 1877<br /><strong>Posted:</strong> 04/September/2005 at 9:39am<br /><br />You need an answer from an American. Insurance set up is different here<IMG src="https://www.kleenkuip.com/forum/smileys/smiley4.gif" border="0">]]>
   </description>
   <pubDate>Sun, 04 Sep 2005 09:39:32 +0000</pubDate>
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   <title><![CDATA[Need Business Insurance : No one answered you post Robert...........I&amp;#039;m...]]></title>
   <link>https://www.kleenkuip.com/forum/forum_posts.asp?TID=1877&amp;PID=47956&amp;title=need-business-insurance#47956</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.kleenkuip.com/forum/member_profile.asp?PF=55">Adwa</a><br /><strong>Subject:</strong> 1877<br /><strong>Posted:</strong> 04/September/2005 at 7:39am<br /><br /><strong>No one answered you post<FONT color=#0000ff> Robert</FONT>...........I'm sure someone here knows a little about business insurance.........Lets try to bring this post forward and see what happens.</strong> ]]>
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   <pubDate>Sun, 04 Sep 2005 07:39:15 +0000</pubDate>
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   <title><![CDATA[Need Business Insurance : I am just putting a Dry Carpet...]]></title>
   <link>https://www.kleenkuip.com/forum/forum_posts.asp?TID=1877&amp;PID=47393&amp;title=need-business-insurance#47393</link>
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    <![CDATA[<strong>Author:</strong> <a href="https://www.kleenkuip.com/forum/member_profile.asp?PF=534">Best-Dry-1</a><br /><strong>Subject:</strong> 1877<br /><strong>Posted:</strong> 14/August/2005 at 4:57pm<br /><br /><P>I am just putting a Dry Carpet Cleaning company together in WA State, and I'm having a snag finding any agents that will send me even the most basic business insurance quotes. Any suggestions or referrals would be greatly appreciated.</P><P>&nbsp;</P><P>&nbsp;</P>]]>
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   <pubDate>Sun, 14 Aug 2005 16:57:04 +0000</pubDate>
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