Carpet and Floor Cleaning Industry Chat Forum : Insurance Needs https://www.kleenkuip.com/forum/ Copyright (c) 2006-2013 Web Wiz Forums - All Rights Reserved. Sat, 04 Apr 2026 03:27:15 +0000 Wed, 21 Dec 2005 23:48:50 +0000 http://blogs.law.harvard.edu/tech/rss Web Wiz Forums 12.06 360 https://www.kleenkuip.com/forum/RSS_post_feed.asp?TID=2223 <![CDATA[Carpet and Floor Cleaning Industry Chat Forum]]> https://www.kleenkuip.com/forum/forum_images/web_wiz_forums.png https://www.kleenkuip.com/forum/ <![CDATA[Insurance Needs : Thanks everyone, that helps. By...]]> https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59511&title=insurance-needs#59511 Author: Samson
Subject: 2223
Posted: 21/December/2005 at 11:48pm

Thanks everyone, that helps. By the way, can somebody explain the meaning of "Gully".  Not up on that term/slang(is it Canadian?)

]]> Wed, 21 Dec 2005 23:48:50 +0000 https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59511&title=insurance-needs#59511 <![CDATA[Insurance Needs : ???? shouldn&#039;t a newbie...]]> https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59497&title=insurance-needs#59497 Author: Steaminpile
Subject: 2223
Posted: 21/December/2005 at 9:29pm

????

 

shouldn't a newbie have MORE insurance??

 

he's more likely to use it isn't he??

 

if you want any commercial work I'd go 2 million personally

 

it's really not very expensive.....mine is less than $100 a month

 

but it was tough to get at first

]]> Wed, 21 Dec 2005 21:29:47 +0000 https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59497&title=insurance-needs#59497 <![CDATA[Insurance Needs : Just starting out get covered...]]> https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59494&title=insurance-needs#59494 Author: jtuseo
Subject: 2223
Posted: 21/December/2005 at 6:48pm

Just starting out get covered for 100,000.

 

Keep it gully though when you look for insurense.

]]> Wed, 21 Dec 2005 18:48:06 +0000 https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59494&title=insurance-needs#59494 <![CDATA[Insurance Needs : I think the first item that one...]]> https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59489&title=insurance-needs#59489 Author: Ed Valentine
Subject: 2223
Posted: 21/December/2005 at 2:21pm

I think the first item that one should consider is:

a.  Are you just starting out?  b. Or, do you have some time in this business?

Big difference here in terms of "how much" insurance protection to have.

Now, this goes without saying that if your budget is unlimited (most are not), then the sky's the limit. How could anyone go wrong on that judgement?!

However, "What is your exposure thus far"? No jobs, no exposure. First job, very little exposure, and so on......

Personally, I would "start" at $500,000 and as you build your business, re-look at your position of exposure AND accumulated wealth.

 

Good Fortune to all;

Ed Valentine

www.cross-american.com

]]> Wed, 21 Dec 2005 14:21:15 +0000 https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59489&title=insurance-needs#59489 <![CDATA[Insurance Needs : 2 million is considered the minimum...]]> https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59488&title=insurance-needs#59488 Author: LilNiteRidrhood
Subject: 2223
Posted: 21/December/2005 at 2:03pm

2 million is considered the minimum by most people looking for insurance coverage.]]> Wed, 21 Dec 2005 14:03:37 +0000 https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59488&title=insurance-needs#59488 <![CDATA[Insurance Needs : 2 mil should be your minimum ]]> https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59461&title=insurance-needs#59461 Author: Steaminpile
Subject: 2223
Posted: 20/December/2005 at 11:45pm

2 mil should be your minimum]]> Tue, 20 Dec 2005 23:45:53 +0000 https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59461&title=insurance-needs#59461 <![CDATA[Insurance Needs : 5 mil here ]]> https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59428&title=insurance-needs#59428 Author: cmaster
Subject: 2223
Posted: 20/December/2005 at 10:58pm

5 mil here]]> Tue, 20 Dec 2005 22:58:38 +0000 https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59428&title=insurance-needs#59428 <![CDATA[Insurance Needs : Minimun of 1 mill. I carry 5 mil....]]> https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59418&title=insurance-needs#59418 Author: doug
Subject: 2223
Posted: 20/December/2005 at 10:10pm

Minimun of 1 mill. I carry 5 mil.]]> Tue, 20 Dec 2005 22:10:11 +0000 https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59418&title=insurance-needs#59418 <![CDATA[Insurance Needs : For those of youwho are a one...]]> https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59417&title=insurance-needs#59417 Author: Samson
Subject: 2223
Posted: 20/December/2005 at 10:01pm

For those of you who are a one man operation and carry business insurance -  just wondering how much liability insurance you think is sufficient? ($300,000, $500,000, 1mil)

]]> Tue, 20 Dec 2005 22:01:33 +0000 https://www.kleenkuip.com/forum/forum_posts.asp?TID=2223&PID=59417&title=insurance-needs#59417