Insurance woes
Printed From: Carpet Cleaning Forum
Category: Carpet Cleaners Discussion
Forum Name: Carpet Cleaners Hangout
Forum Description: General discussion on anything related to carpet cleaning
URL: https://www.kleenkuip.com/forum/forum_posts.asp?TID=2868
Printed Date: 24/August/2025 at 10:05pm
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Topic: Insurance woes
Posted By: Willy Parsons
Subject: Insurance woes
Date Posted: 06/September/2006 at 11:07am
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A fast heads up to check your insurance policies. Thinking I was doing fairly well in that area, I just suffered a $20,000 + loss (through no fault of my own) and ended up with less than $8000 in return to replace van, machinery and all my stuff.I was lucky enough to dodge the bullet, but a few years ago I may not have. Before you end up in my mess........................................................... CHECK YOUR INSURANCE POLICIES!!!!!!!!! ------------- Certified to be certifiable. |
Replies:
Posted By: MR. STEAMER
Date Posted: 07/September/2006 at 3:53pm
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most times you have to take out a seperate insurance for your equipment ------------- www.mr-steamer.com |
Posted By: doug
Date Posted: 07/September/2006 at 4:18pm
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They just depreciate the hell out of everything. I lost some equipment once. The paid me jack? ------------- Just My opinion |
Posted By: MR. STEAMER
Date Posted: 08/September/2006 at 7:42am
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you insure for replacement value.... you pay more yes, but it's worth it..lol ------------- www.mr-steamer.com |
Posted By: Willy Parsons
Date Posted: 08/September/2006 at 8:05am
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I carried a seperate policy on my equipment. If you can find me a carrier that offers replacement value, I'll buy it.
------------- Certified to be certifiable. |
Posted By: Superglide Ken
Date Posted: 08/September/2006 at 12:17pm
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Replacement value is offered only on some new vehicles for the first 2 years and also on some home insurence policies. Other than that, I have never seen it offered on carpet cleaning equipment. ------------- Inventor of the Teflon Wand Glide and the Turboteck Rotary Air Duct Cleaners for TMs. |
Posted By: MR. STEAMER
Date Posted: 09/September/2006 at 7:35am
both my units are old...they would give me 5 bucks...if anything happened ------------- www.mr-steamer.com |
Superglide Ken wrote:Posted By: Superglide Ken
Date Posted: 09/September/2006 at 5:49pm
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Yes, I have asked. Replacement value(as in replace with a new item) is not offered on carpet cleaning equipment on a regular policy. ------------- Inventor of the Teflon Wand Glide and the Turboteck Rotary Air Duct Cleaners for TMs. |
Posted By: MR. STEAMER
Date Posted: 10/September/2006 at 3:03pm
------------- www.mr-steamer.com |
Posted By: doug
Date Posted: 10/September/2006 at 3:10pm
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Steamer wait till something happens? I have appraised replacement on my two classics only. There are many restrictiions that go along with that. Replacement value on a piece of equipment?? Good luck collecting on that one. Only thing I can say is your trucks and equipment are antique the same as my cars? ------------- Just My opinion |
Posted By: cleanex
Date Posted: 10/September/2006 at 8:04pm
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We are insured for the amount we paid for the equipment, this does mean replacement value as the cost of equipment goes up. ------------- DON ELDRED YOU CAN "STAND" ON OUR REPUTATION |
Posted By: MR. STEAMER
Date Posted: 10/September/2006 at 10:17pm
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lets just hope nothing happens...lol I'll burn that bridge when I get to it...
we all know insurance is a load of crap...lol ------------- www.mr-steamer.com |