Why don't you have $5000.00 in the bank?
Printed From: Carpet Cleaning Forum
Category: Carpet Cleaners Discussion
Forum Name: Carpet Cleaners Hangout
Forum Description: General discussion on anything related to carpet cleaning
URL: https://www.kleenkuip.com/forum/forum_posts.asp?TID=3965
Printed Date: 16/June/2024 at 10:42am
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Topic: Why don't you have $5000.00 in the bank?
Posted By: splash_$$$_dash
Subject: Why don't you have $5000.00 in the bank?
Date Posted: 22/July/2007 at 6:26pm
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What are you doing running your own business, working for yourself and you dont even have 3-5 G's in the bank to buy equipment?
Or you can't put it on a credit card? Or you can't lease it? LMFAO at some of the broke-azz carpet cleaners in Toronto lolololol @ YOU! 
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Replies:
Posted By: Ken Harris
Date Posted: 22/July/2007 at 8:34pm
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You should be laughing a very long time then, cause there are alot of them. Just ask Ted. He runs into them almost every day at Kleen Kuip. Most of them can't even come up with the cash for a $2000 Ninja. Since I posted about the Titans going on sale , I have had 3 guys phone me up asking if I would take payments on the SV-4. This machine only costs $1695US! I think that when things get tight in the next few months, alot of these guys are going out of business. ------------- Inventor of Teflon Carpet Wand Glides.Free Glides for all Cleaners in June! |
Posted By: doug
Date Posted: 22/July/2007 at 9:48pm
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everyone is not an overnight success. Sometimes people are just going threw some hard times. I personally don't judge anyone by their bank account. ------------- Just My opinion |
Posted By: splash_$$$_dash
Date Posted: 22/July/2007 at 10:16pm
it is not judging it is just good advice - if bank account is at zero get a better paying job  ------------- 
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Posted By: nightrider
Date Posted: 23/July/2007 at 12:21am
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I know alot of people with high paying jobs and their bank account is still at Zero..............................It's just the way we choose to live
Nightrider
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Posted By: Ken Harris
Date Posted: 23/July/2007 at 1:13am
Alot of those people with high paying jobs are sniffing alot of Coke. And I don't mean the Coca cola variety either. That will keep their bank balance close to zero for a long time. ------------- Inventor of Teflon Carpet Wand Glides.Free Glides for all Cleaners in June! |
nightrider wrote:Posted By: cmaster
Date Posted: 23/July/2007 at 1:32am
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Is that why you're always broke? ------------- 
The STD Meter |
Posted By: nightrider
Date Posted: 23/July/2007 at 1:55am
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I don't know about sniffing Coke , but I do know about million dollar homes , 80,000 dollar cars, 2 or 3 vacations/year, 200 dollar pants , 150 dollar shirts..................a guy to cut the grass, a guy to clean the pool, etc.................you know the type
Nightrider
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Posted By: splash_$$$_dash
Date Posted: 23/July/2007 at 7:56am
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snorting blow went out in the late 1980's LOL -------------
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Posted By: Ken Harris
Date Posted: 23/July/2007 at 10:12am
Yep. We have alot of those types in Calgary. With over 20,000 millionaires living here now, it is not surprising I guess. ------------- Inventor of Teflon Carpet Wand Glides.Free Glides for all Cleaners in June! |
Posted By: doug
Date Posted: 23/July/2007 at 3:44pm
------------- Just My opinion |
Posted By: Ken Harris
Date Posted: 23/July/2007 at 9:32pm
------------- Inventor of Teflon Carpet Wand Glides.Free Glides for all Cleaners in June! |
Posted By: doug
Date Posted: 23/July/2007 at 9:37pm
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Wow!! I'am impressed? ------------- Just My opinion |
Posted By: cmaster
Date Posted: 23/July/2007 at 9:52pm
 -------------
The STD Meter |
Posted By: Ken Harris
Date Posted: 23/July/2007 at 10:21pm
------------- Inventor of Teflon Carpet Wand Glides.Free Glides for all Cleaners in June! |
Posted By: cmaster
Date Posted: 24/July/2007 at 12:56am
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I learned from the best...........you -------------
The STD Meter |
Posted By: Ken Harris
Date Posted: 24/July/2007 at 1:02am
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------------- Inventor of Teflon Carpet Wand Glides.Free Glides for all Cleaners in June! |
Posted By: doug
Date Posted: 24/July/2007 at 11:36am
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who is the best? ------------- Just My opinion |
Posted By: nightrider
Date Posted: 24/July/2007 at 11:37am
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Clint Eastwood...................................the best in the west
Nightrider
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Posted By: doug
Date Posted: 24/July/2007 at 11:40am
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well punk do you feel lucky
Well punk do ya?? Come on make my day? ------------- Just My opinion |
Posted By: Michael
Date Posted: 24/July/2007 at 12:29pm
Uh, turn on the news. Coke is back in a big way. I'm still living job to job it seems, but I always have at least $5,000 in the bank. I'd be too nervous running this business without that cushion. |
Posted By: drycarpet
Date Posted: 31/July/2007 at 8:00am
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I'm pretty new to this and it's a supplement to another business (real estate), I couldn't imagine not having at least access to a line of credit if I needed something for my business.
Though I do agree with nightrider in regards that even if someone is making $100,000+ / yr, they still might not have two dimes to rub together and they may be upto their eye-balls in CC debt. what kind of life is that?
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Posted By: nightrider
Date Posted: 31/July/2007 at 11:43am
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Here's the funny thing about money....................it worth NOTHING
EXCELLENT CREDIT IS EVERYTHING
If you have $ 500,000 in the bank and no credit history ( or at least just a minimal history ) you will not get a car loan, or mortgage .
If you have $ 2,000 in the bank and an excellent credit you get it all .
Since I was a youngster @ 17 I read a book " How to Profit on the Misfortunes of others " In the book they advised not to gather money, but rather invest into real estate.............That's what I did, every $ 5,000 I saved I bought a property ( I still own the first property I bought ) I paid $ 12,000 in 1971.....todays worth 0ver $ 300,000
MONEY IS NOTHING..........NET WORTH IS WHAT DECIDES IF YOU ARE RICH
Nightrider
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Posted By: MR. STEAMER
Date Posted: 31/July/2007 at 10:36pm
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36 years....how long did it take you to pay off that 12,000 mortage...back in thos days you would of been paying over 20% interest...with repairs and up keep...really you have made any profit....LOL
I'll take 500,000 in my bank account thank you...LOL you don't need credit then ------------- www.mr-steamer.com |
Posted By: cmaster
Date Posted: 31/July/2007 at 11:34pm
You always need some credit. Try getting a cell phone with half a mil in the bank and no cc. It aint easy  -------------
The STD Meter |
Posted By: nightrider
Date Posted: 01/August/2007 at 12:03am
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Steamer is such a Putz...........$ 12,000 less $ 5000 down, Mortgage @ 6% $ 7000 ( I paid that house off in 4 years ) rental income .
Money is only a belief system , when people & countries don't belive in your currency, and start dumping treasury bills at @ discount.....................that's what money is worth............NOTHING
What does Steamer know.......................he's got carpet dog excrement carpet fibre as brains
Nightrider
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Posted By: MR. STEAMER
Date Posted: 01/August/2007 at 9:13am
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you paid 6% interest back in the 70's......BULLsh*t!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
WHAT A LIAR... you related to Kenny ???? ------------- www.mr-steamer.com |
Posted By: MR. STEAMER
Date Posted: 01/August/2007 at 9:14am
------------- www.mr-steamer.com |
Posted By: MR. STEAMER
Date Posted: 01/August/2007 at 9:15am
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I quote " I paid 12,000 in 1971"
I just assume you financed...but you proved it with your next post. no way you financed for 6% in the 70's.. I think you are mistaken ------------- www.mr-steamer.com |
Posted By: nightrider
Date Posted: 01/August/2007 at 12:21pm
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Bank rates were in the area 0f 10 % to 11 % at the time of purchase . It was 1973 , Month of July I was turning 20 in August . My wife purchased it she just turned 21 . At the time she was working for A.E. Lepage & Westmount Realities . We bought 3 houses through them @ that rate .
I don't shoot the bull , what I say is what it is . NO NEED TO LIE AT MY AGE . I have nothing to prove, my proof is of success was made over 20 years ago
Nightrider
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Posted By: Superglide Ken
Date Posted: 01/August/2007 at 1:16pm
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I know that Jack is right about that. I am the same age as him, and I remember the rates back then too. Even when the posted rate was 10% in the early 70's, it was still possible to get a 6% rate as an employee perk, or if you did a private financing with a non-bank lender. ------------- Inventor of the Teflon Wand Glide and the Turboteck Rotary Air Duct Cleaners for TMs. |
Posted By: doug
Date Posted: 01/August/2007 at 1:42pm
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good investment ------------- Just My opinion |
Posted By: cmaster
Date Posted: 01/August/2007 at 11:09pm
Wish I'd have done that  -------------
The STD Meter |
Posted By: Ream57
Date Posted: 16/August/2007 at 8:03pm
      ------------- I got money in the bank, but E on the tank. |
Posted By: STEAMPRO
Date Posted: 23/October/2007 at 3:38pm
  I MAKE $100 A DAY AND I SPEND IT ALL ON MY NEW ESCALADE!------------- NEW BUSINESS IN TEXAS |
Posted By: Hammy
Date Posted: 23/October/2007 at 3:43pm
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And Americans wonder why their economy is going for a sh*t ------------- Could somebody just clean my carpets! |
Posted By: STEAMPRO
Date Posted: 23/October/2007 at 5:11pm
 ------------- NEW BUSINESS IN TEXAS |
Posted By: John L
Date Posted: 23/October/2007 at 10:02pm
OH! Don't say that around any USA COPS
http://imageshack.us">
 http://imageshack.us">
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Posted By: STEAMPRO
Date Posted: 24/October/2007 at 12:56pm
 ------------- NEW BUSINESS IN TEXAS |