The owner isn't the boss

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   After reading the mould thread I thought 'd share with you my horror story. 
My company was recently given notice that we had to get out of the water damage business or they would cancel my insurance.
If my insurance was cancelled I'd lose my business so I had to comply.
I had always listed water damage as a source of income to the insurance, too bad they said.
I am a qualified Master Water restorer and approved instructor for water damage, too bad they said.
I have an infrared camera and take pictures along with moisture readings to prove the job is dry, too bad.
I have separate mould insurance, too bad.
The insurance company is just no longer willing to be named on a water damage claim, the litigation costs are just too high they say. Even if I have separate insurance from Elliots for water and mould!!!
If there is someone spraying anything on mould out there, they don't know what they are doing, plain and simple.Most mould spores are hydrophobic so the last thing you want to do is release the spores with air or water mixture. 
So when you state that someone sprays Microban on mould, you are just describing a scammer, not a real mould remediator.
Same thing for the people who do water damage without the proper equipment and don't know how to do moisture readings of materials and air mixtures. You know, the guys who cause major mould situations.
These are the guys who are going to cost you $15K more a year like they just did to me.
Bastards!!!!

Edited by LilNiteRidrhood - 30/January/2007 at 9:29pm

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LilNiteRidrhood Members Profile Send Private Message Find Members Posts Add to Buddy List Master Carpet Cleaner Joined: 17/March/2004 Location: Antarctica Status: Offline Points: 1257	Post Options Post Reply Quote LilNiteRidrhood Report Post Thanks(0) Quote Reply Topic: The owner isn't the boss Posted: 30/January/2007 at 9:26pm
	After reading the mould thread I thought 'd share with you my horror story. My company was recently given notice that we had to get out of the water damage business or they would cancel my insurance. If my insurance was cancelled I'd lose my business so I had to comply. I had always listed water damage as a source of income to the insurance, too bad they said. I am a qualified Master Water restorer and approved instructor for water damage, too bad they said. I have an infrared camera and take pictures along with moisture readings to prove the job is dry, too bad. I have separate mould insurance, too bad. The insurance company is just no longer willing to be named on a water damage claim, the litigation costs are just too high they say. Even if I have separate insurance from Elliots for water and mould!!! If there is someone spraying anything on mould out there, they don't know what they are doing, plain and simple.Most mould spores are hydrophobic so the last thing you want to do is release the spores with air or water mixture. So when you state that someone sprays Microban on mould, you are just describing a scammer, not a real mould remediator. Same thing for the people who do water damage without the proper equipment and don't know how to do moisture readings of materials and air mixtures. You know, the guys who cause major mould situations. These are the guys who are going to cost you $15K more a year like they just did to me. Bastards!!!! Edited by LilNiteRidrhood - 30/January/2007 at 9:29pm

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doug Members Profile Send Private Message Find Members Posts Add to Buddy List King of the One Liners Just My opinion Joined: 31/January/2004 Status: Offline Points: 32711	Post Options Post Reply Quote doug Report Post Thanks(0) Quote Reply Posted: 30/January/2007 at 9:33pm
	$15K more?? How the hell much were you paying in the first place. I believe you policy is also based on volume? I guess you must be doing alright then?
	Just My opinion

MR. STEAMER Members Profile Send Private Message Find Members Posts Add to Buddy List True Patriot Only in the GTA Joined: 03/March/2004 Location: Canada Status: Offline Points: 14549	Post Options Post Reply Quote MR. STEAMER Report Post Thanks(0) Quote Reply Posted: 30/January/2007 at 11:16pm
	15K a year is nothing for flood and mould damage the money is amazing. I know guys that pull that from a flood job in a day. Mould removal will just be classified as something else, there are a lot of ways to skin a cat, the dishonest will get around that no problem. They'll just classify it as damage clean up.
	www.mr-steamer.com

doug Members Profile Send Private Message Find Members Posts Add to Buddy List King of the One Liners Just My opinion Joined: 31/January/2004 Status: Offline Points: 32711	Post Options Post Reply Quote doug Report Post Thanks(0) Quote Reply Posted: 31/January/2007 at 8:39am
	Lee most big restoration comapnies don't give a rats behind about all your magical toys. Most are R&R specialiist? tehy have maybe on certified tech. Oh by the way are all you techs certified in all the areas you advertise?
	Just My opinion

MR. STEAMER Members Profile Send Private Message Find Members Posts Add to Buddy List True Patriot Only in the GTA Joined: 03/March/2004 Location: Canada Status: Offline Points: 14549	Post Options Post Reply Quote MR. STEAMER Report Post Thanks(0) Quote Reply Posted: 31/January/2007 at 12:34pm
	they have no certified tech...LOL what about all the smaller residential claims....The ones that are done before the insurance company is notified.. I know of companies that charge up to $500 per hour for just water extraction
	www.mr-steamer.com

doug Members Profile Send Private Message Find Members Posts Add to Buddy List King of the One Liners Just My opinion Joined: 31/January/2004 Status: Offline Points: 32711	Post Options Post Reply Quote doug Report Post Thanks(0) Quote Reply Posted: 31/January/2007 at 12:37pm
	I have seen invoices of over $1500. just for the emergency call no work yet. Just the call out?
	Just My opinion

cmaster Members Profile Send Private Message Find Members Posts Add to Buddy List IICRC Instigator Joined: 29/January/2004 Location: Canada Status: Offline Points: 29693	Post Options Post Reply Quote cmaster Report Post Thanks(0) Quote Reply Posted: 31/January/2007 at 2:22pm
	Who the hell charges that kind of money and gets away with it?
	The STD Meter

doug Members Profile Send Private Message Find Members Posts Add to Buddy List King of the One Liners Just My opinion Joined: 31/January/2004 Status: Offline Points: 32711	Post Options Post Reply Quote doug Report Post Thanks(0) Quote Reply Posted: 31/January/2007 at 2:36pm
	Win Mar for one?
	Just My opinion

cmaster Members Profile Send Private Message Find Members Posts Add to Buddy List IICRC Instigator Joined: 29/January/2004 Location: Canada Status: Offline Points: 29693	Post Options Post Reply Quote cmaster Report Post Thanks(0) Quote Reply Posted: 31/January/2007 at 3:14pm
	No $hit. I will be raising my prices for anything they sub to me
	The STD Meter

Hammy Members Profile Send Private Message Find Members Posts Add to Buddy List Carpet Cleaning Guru Joined: 27/September/2006 Location: Canada Status: Offline Points: 10330	Post Options Post Reply Quote Hammy Report Post Thanks(0) Quote Reply Posted: 31/January/2007 at 3:23pm
	Win Mar gets away with murder! Must be good kickbacks
	Could somebody just clean my carpets!

doug Members Profile Send Private Message Find Members Posts Add to Buddy List King of the One Liners Just My opinion Joined: 31/January/2004 Status: Offline Points: 32711	Post Options Post Reply Quote doug Report Post Thanks(0) Quote Reply Posted: 31/January/2007 at 3:31pm
	Promotial Gratuties??
	Just My opinion

Hammy Members Profile Send Private Message Find Members Posts Add to Buddy List Carpet Cleaning Guru Joined: 27/September/2006 Location: Canada Status: Offline Points: 10330	Post Options Post Reply Quote Hammy Report Post Thanks(0) Quote Reply Posted: 31/January/2007 at 3:42pm
	I stand corrected!
	Could somebody just clean my carpets!

doug Members Profile Send Private Message Find Members Posts Add to Buddy List King of the One Liners Just My opinion Joined: 31/January/2004 Status: Offline Points: 32711	Post Options Post Reply Quote doug Report Post Thanks(0) Quote Reply Posted: 31/January/2007 at 6:02pm
	In the 70's & 80's it was kick backs now it is promotial gratutues.
	Just My opinion

cmaster Members Profile Send Private Message Find Members Posts Add to Buddy List IICRC Instigator Joined: 29/January/2004 Location: Canada Status: Offline Points: 29693	Post Options Post Reply Quote cmaster Report Post Thanks(0) Quote Reply Posted: 31/January/2007 at 6:18pm
	I could tell you some stories about the ING group of adjusters here
	The STD Meter

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